SoFi SOFI · NASDAQ
$15.23 -3.61% (-$0.57)
Summary
46 / 100 · Bulios Score
What speaks for it
- Revenue grew by 39% a year over the last 3 years.
- It beat profit estimates 7 times in the last 8 quarters.
What to watch
- The share price is above the Bulios Fair Price.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensivePrice against the Bulios Fair Price
P/E against the industry (Financial - Credit Services)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 30.7 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 45% a year over 5 years. Over the last 3 years it grew by 39% a year. For the next fiscal year analysts expect revenue to grow by 1.8%.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 24 USD
- Research and development 6.8 USD
- Sales and administration 56 USD
- Taxes and other 1.8 USD
- Net profit 11 USD
Net profit, industry median (Financial - Credit Services) 13 USD
Out of every 100 USD of revenue, 11 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
NoIt pays no dividend.
Dividends in detailWhat do analysts expect?
Neutral- Buy 10
- Hold 13
- Sell 4
Today's price within the analysts' price targets
The average target of $21.58 is 42% above today's price. 37% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Lending Segment 48%
- Financial Services Segment 40%
- Technology Platform Segment 12%
By region
- UNITED STATES 93%
- Non-US 6.9%
Lending Segment brings in 48% of revenue. Financial Services Segment grew fastest, by 130% a year.
Segments in detail