Summary
59 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 26 USD is left as net profit.
- Revenue grew by 16% a year over the last 3 years.
- You pay 12.8 USD for 1 USD of yearly profit, little for its sector.
- Analysts expect revenue to grow by 16% this fiscal year.
What to watch
- Earnings per share fell by 31% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.8 USD for 1 USD of yearly profit. Over the last five years it was 23.6 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 16% a year. For the next fiscal year analysts expect revenue to grow by 16%. Earnings per share fell by 31% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 27 USD
- Sales and administration 49 USD
- Taxes and other -2.2 USD
- Net profit 26 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 26 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.67%
- Paid out of profit
- 34%
- Raised in a row
- 4 years
You receive $0.56 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 5
- Hold 3
- Sell 0
Today's price within the analysts' price targets
The average target of $25.6 is 22% above today's price. 63% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Investment Advisory Fees 52%
- Service Charge On Deposit Accounts 26%
- Card Income 14%
- Other Non-interest Income 8.1%
By region
The company reports no revenue by region.
Investment Advisory Fees brings in 52% of revenue. Service Charge On Deposit Accounts grew fastest, by 9.6% a year.
Segments in detail